International Conference on Advances in Pharma, Health & Medical Sciences
city season dubai hotelDear Distinguished Guests, Esteemed Speakers, Revered Researchers, and Honored Colleagues It is with immense pleasure and profound gratitude that | extend a warm and gracious welcome to each of you to the International Conference on Advances in Pharma, Health & Medical Sciences (ICAPHMS2025), set amidst the dazzling innovation and cultural splendor of Dubai, UAE from (more...)


Saskia Karlen is a third-generation insurance broker specializing in life and health insurance, financial planning, and employee benefits. With a BA from the University of British Columbia, Saskia transitioned from a successful career in marketing to the insurance and financial services industry. She provides personalized insurance solutions and financial planning strategies to individuals and businesses, helping them achieve long-term financial security.